Roofing Warranties Explained: What’s Really Covered?

Ashley Brissette
Apr 30
4 min read

Understanding roofing warranties may seem overwhelming, but it's a crucial part of protecting a significant investment in your home. With the average roof replacement costing between $5,000 and $10,000, knowing what protection you have can save you from costly issues down the line. This guide will explain roofing warranties, covering key aspects and how to navigate them effectively.

Types of Roofing Warranties

There are two main types of warranties linked to roofing materials: manufacturer warranties and workmanship warranties. Each provides different protections and impacts your roof's lifespan.

Manufacturer Warranties

Manufacturer warranties cover defects in roofing materials. These warranties can last from 20 to 50 years, depending on the product used.

For example, if your shingles fail due to a defect, the manufacturer could replace them at no extra cost. However, many of these warranties are prorated. This means the value of your replacement decreases as the years go by. For instance, a 30-year warranty could only cover 50% of the cost for replacement materials after 15 years.

Workmanship Warranties

Workmanship warranties cover the installation of your roof. If problems arise from improper installation, such as leaks within the warranty period, this warranty protects you.

Most reputable contractors offer workmanship warranties ranging from 5 to 10 years on average. Choosing a contractor with a longer warranty can indicate their confidence in their work quality. For example, some companies might offer 20-year workmanship warranties to assure their clients of their installation skills.

What’s Actually Covered?

Knowing what your roofing warranty includes can prevent unexpected costs. Here’s a clear look at common coverage components:

Material Defects

Manufacturer warranties typically cover defects in roofing materials. If your shingles start to break down prematurely due to a manufacturing flaw, the manufacturer should provide replacements. For instance, if a new roof installed in 2020 exhibits problems in 2023 due to defective shingles, you would be eligible for a full replacement based on your warranty terms.

Labor and Installation Errors

Workmanship warranties focus on the installation quality. Coverage may include issues like poor sealing or incorrect layering. If leaks develop from such issues during the warranty period, repairs are often at no cost. For example, an improperly installed roof might lead to leaks within the first two years, requiring the contractor to fix the problem without charging you.

Weather-Related Damage

Some roofing warranties extend coverage to specific weather-related damages, such as hail or wind damage. However, it's essential to read the warranty details. Many policies do not protect against high winds or severe storms unless additional coverage is included. For instance, you may need to invest in an umbrella policy if your area frequently faces adverse weather conditions.

Exclusions and Limitations

Although roofing warranties provide helpful protections, they come with important exclusions and limitations homeowners should note.

Negligence and Maintenance

Most warranties do not cover damage caused by neglect or lack of regular maintenance. Homeowners are usually responsible for routine inspections, clearing debris, and preventing further damage. For example, failing to remove accumulated snow or ice could result in your warranty being voided if damage occurs.

Damage from Alterations

Any alterations made to your roof after installation can void your warranty. This can include things like adding a chimney or solar panels. It’s wise to consult your contractor before making modifications to ensure your warranty remains intact.

Limited Transferability

Many warranties are non-transferable. If you sell your home, the new owners may not benefit from the remaining warranty. Always check the terms and conditions with your manufacturer or contractor. Some manufacturers allow for transfers for a fee, while others do not.

How to File a Claim

If you experience issues covered by your warranty, following the proper claim-filing process is critical. Here’s a straightforward approach:

Document the Issue: Collect clear photos and detailed explanations of the problems you're facing.
Review Your Warranty: Check for specific instructions on how to file a warranty claim.
Contact the Manufacturer or Contractor: Reach out based on whether the issue is material-related or workmanship-related, providing all necessary documentation.
Follow Up: Keep a record of all communication and ensure you have an expected timeline for responses.

The Importance of Choosing the Right Contractor

Choosing a qualified contractor is essential for roofing warranties. A skilled contractor not only guarantees proper installation but also offers solid workmanship warranties. Here are effective tips for selecting the right contractor:

Research: Look for contractors with positive online reviews and strong community reputations. Local ratings can provide insight into reliability.
Verify Credentials: Ensure they are licensed, insured, and knowledgeable about the specific roofing type you want.
Ask About Warranties: Inquire about the warranties they provide and understand the associated terms. Knowing how long coverage lasts can help you make an informed choice.

Final Thoughts

Roofing warranties are vital in protecting your investment. By understanding the differences between manufacturer and workmanship warranties, as well as coverage details and limitations, you will be better equipped to manage your roof effectively.

Carefully selecting a trusted contractor will further protect your investment, providing peace of mind and ensuring that your roof remains durable over time. Remember, being an informed homeowner not only empowers you but also enhances your ability to safeguard your property effectively. Understanding roofing warranties can help you save money and avoid potential headaches in the future.